A MasterIndex research, conducted by MasterCard, in December 2010 revealed that the Turkish people use credit cards nine times a month.
According to the research conducted in 11 Turkish provinces, 62 percent of Turkish citizens have one credit card. On the average, one Turkish citizen carries 1.6 credit cards.
Age group 30-34 was the group with most credit cards per person with 2.8 credit cards. Age group 25-29 was the group with most bank cards with 2.5 bank cards per person.
59 percent of credit card holders use their cards for purchases of clothing, 55 percent for furniture, white goods and electronic items, and 53 percent for shopping in supermarkets.
Small grocery stores are places where credit cards are used the least with only 24 percent of credit card holders.
Comparing regional figures, Turks living in the Black Sea region used their credit cards more often than individuals living in other regions for purchases over the internet.
The Mediterranean region had the highest average of times each individual used credit cards per month with 13 per individual.
The Aegean region was the one in which the average transaction amount was the highest per person with 240 Turkish Liras (TL). An average credit card holder in eastern Anatolia spent 235 TL per transaction.
While 9 percent of the Turkish population paid bills by credit cards in 2002, this figure rose to 28 percent in 2010.
43 percent of all credit card users pay their total monthly debts at the end of the relevant month.
60 percent of the Turkish population have bank cards. 71 percent of bank card holders use their cards at ATMs while 46 percent use bank cards to receive their salaries.
15 percent of bank card holders use their cards for shopping while 7 percent use bank cards to pay bills.